Tea is the world’s most popular prepared beverage:    second only to water!  What the world instinctively knows about tea, Americans are eagerly waiting for science to explain. Here are a few things to know about tea in general: All tea comes from the same plant: Camilla Sinensis. What makes the tea black, green, white or...

Here’s a fun fact worth sharing: January, 2015 economic data shows that for the first time ever, Americans spent more money eating in restaurants than buying their food from grocery stores. The difference was close. Americans spent $50.475 billion in January between restaurants and bars, and $50.466 billion in grocery stores.   Stay with me as...

Memory loss is something most of us begin to fear as we walk into a room, forgetting what we were after… or, introducing someone to a friend you’ve known over the years and can’t seem to utter their name. Ever have that happen to you? Whether it’s occasional forgetfulness or a real loss of short-term...

Amy is a contributing author for the PMF club. It is proven that regular exercise can slow or reverse many effects of aging including Alzheimer’s and dementia. Did you also know that aerobic exercise coupled with strength training can increase function, improve response speed, increase brain volume, and reduce the risk of falls by 33%?...

Have you ever found yourself thinking about your money? If not, you can join the .0001% of the population because the rest of us think about money every single day. Yes, that was a silly question. Most of my friends and family know that I am a financial advisor so they grill me regularly with...

Fly Size: 20 With tens of thousands of fly patterns on the market, there are those few patterns that the seasoned angler will return to trip after trip and year after year. The Beadhead Pheasant Tail Flashback is one of those patterns. Crossing over every water and season, this trusted pattern is a tried and...

Here at Wambolt & Associates, we’ve been talking about Survivorship Planning. This stems from meetings with our clients who are concerned about “what if something happens to me.” This is one of those 3 things that worry us women most. What planning can we do to minimize the impact an untimely death will have on...

Color: Blue Size: 20 Saying that fishing in the winter is “technical” is being generous. The guides on our fly rods will regularly clog with ice, the invertebrates are small, the fish congregate into deep pools, and their feeding is sporadic and lethargic. “The Answer” to your winter fishing woes are solved in this little...

Size: 12 There is a time in the West between the turning of the Aspen and when the snows begin to coat the high country that our last BIG dry emerge occurs: The October Caddis hatch. This freestone river monster emerges between sizes 10-12 and looks like a Boeing 787 Dreamliner when compared with the...

Size: 14 The first high protein source of food each spring, and offering the hottest action each fall, fishing egg patterns during the spawn provides the angler with some of the most consistent action of the year. All trout will aggressively cannibalize and feed upon the young and eggs of their cousins and kin. With...