During times of rising interest rates, you’ll get greater control—and more peace of mind— by focusing on individual bonds and bond ladders. Around 1980, the mortgage rate on my first home loan was 16%. Then began a 30-year downward trend that didn’t begin to reverse course until earlier this year. Although average mortgage rates still...

Early in his ministries, Casey Franklin, the lead pastor for the Inversion Community, observed a congregation largely made up of people living “inward lives”. He wanted to turn that perspective around by finding a way people could learn to live life outward in the real world. So Casey, along with his wife and 13-year old...

The following content is part of our Fly of the Month Club. This article is written by Peter Stitcher from Ascent Fly Fishing. As a member of the Wambolt and Associates Fly of the Month Club, the importance of investing for the future is assuredly already a well established value in your life. You work...

Taxes are by far the largest cost that most households face. Over time, that cost can be a drag on income and assets available when retirement rolls around. Being tax efficient as you squirrel away funds now and throughout retirement can lessen the tax bite. Tax efficiency is important to affluent Americans but not all are busy battening...

The newest friendly face at Wambolt & Associates is Kara Fontaine! Kara’s welcoming personality is perfectly complemented by a performance-driven work ethic. You’ll see her hard at work keeping all aspects of the office running smoothly, from client communications and in-person visits to technology support. Part of Kara’s job is to anticipate what comes next....

New summer interns are now at work at Wambolt & Associates! Being an intern at Wambolt is a two-way learning experience, beneficial to both the intern and the firm. Clients can expect some fresh talent and a new perspective in various areas of the firm, particularly technology. Stop by and introduce yourself to Thomas and...

As nearly 80 million baby boomers age into retirement, the oft-asked question of “will I have enough” naturally segues into “how can I stretch out what I’ve saved.” When expectations aren’t matching reality, though, your investor retirement strategy may need an overhaul. A mismatch is what many Americans now face and its impacting when they...

Avoiding taxes by hiding money or assets in unreported offshore accounts is on the Internal Revenue Service’s “Dirty Dozen” tax scams for 2018. It doesn’t matter if the money parked offshore is real or virtual, the IRS is coming after all global tax dodgers. Identifying and enforcing a U.S. tax regime for a global marketplace built around...

By Erica York, Tax Foundation Business investment in the United States is on the rise. Bloomberg Markets reports that among the 130 S&P 500 companies that have reported results for the first quarter of 2018, capital spending increased by 39 percent—the fastest growth in seven years. An increase in how much businesses are investing is good news, as...

As a business owner, you have options for retirement plans that in most cases, reduce your taxable income. Whether you’re self-employed, or a small business owner with valued employees you want to reward, employer-sponsored IRAs may be a better fit over more complicated 401(k) plans for building nest eggs on a tax-deferred basis. While there are many...